/* General Styles */
@import url('https://fonts.googleapis.com/css2?family=Oxanium:wght@400;600&display=swap');
@import url('https://fonts.googleapis.com/css2?family=Roboto:ital,wght@0,100..900;1,100..900&display=swap');
@import url('https://fonts.googleapis.com/css2?family=Audiowide&display=swap');
@import url('https://fonts.googleapis.com/css2?family=Montserrat:ital,wght@0,100..900;1,100..900&display=swap');
@import url('https://fonts.googleapis.com/css2?family=Open+Sans:ital,wght@0,300..800;1,300..800&display=swap'); 

@font-face {
    font-family: 'SfPro';
    src: url('fonts/sf-pro-text_regular.woff2') format('woff2'),
    url('fonts/sf-pro-text_bold.woff2') format('woff2'),
    url('fonts/sf-pro-text_light.woff2') format('woff2'),
    url('fonts/sf-pro-text_semibold.woff2') format('woff2');
    font-weight: normal;
    font-style: normal;
  }

  @font-face {
    font-family: 'UniformRounded'; /* Custom font name */
    src: url('fonts/Uniform-Rounded-Medium.woff2') format('woff2');
}@font-face {
    font-family: 'Axiforma'; /* Custom font name */
    src: url('fonts/Axiforma-Bold.woff2') format('woff2'),
    url('fonts/Axiforma-Regular.woff2') format('woff2');
}

body {
    font-family: 'Axiforma', sans-serif; /* Use the exact name from @font-face */
    margin: 0;
    padding: 0;
    background: #f4f4f4;
    color: #333;
}


.container {
    width: 90%;
    margin: 0 auto;
}

/* Header & Navigation */
header {
    background: #fff2df;
    color: white;
    padding: 2px 0;
    position: fixed;
    width: 100%;
    margin-top: 0;
    z-index: 1000;
}

header.scrolled {
    background-color: #fff2df;
    transition: background-color 0.3s ease-in-out, backdrop-filter 0.3s ease-in-out;
    box-shadow: 0 4px 10px rgba(0, 0, 0, 0.2);
}

header.scrolled .nav-links a {
    color: #CF9033; /* Pink text */
}

header.scrolled .dropdown-links a {
    color: #CF9033 !important; /* Pink text */
}

header.scrolled .nav-links a:hover {
    color: #CF9033 !important; /* Darker purple or your chosen hover */
}

header.active-dropdown .nav-links a {
    color: #CF9033 !important;
}




header .container {
    display: flex;
    color: white;
    justify-content: space-between;
    align-items: center;
}

.logo-wrapper{
    width: 13%;

}

.logo {
    width: 150px;
    margin: 20px 0px 10px -11px;
}

.logo-cca-footer {
    width: 70px;
    margin: 10px 0px 10px -11px;
}


.logo-wrapper2{
    width: 8%;

}

.nav-wrapper{
    display: flex;
    justify-content: center;
}
nav {
    display: flex;
    align-items: center;
}

.nav-links {
    list-style: none;
    margin-top: 18px;
    padding: 0;
    display: flex;
    gap: 4px;
}

.nav-links li {
    margin: 0 15px;
}

.nav-links a {
    position: relative;
    text-decoration: none;
    font-size: 1rem;
    color: #CF9033;
    font-weight: bold;
    transition: color 0.3s;
}

.nav-links a::after {
    content: "";
    position: absolute;
    bottom: -4px;
    left: 0;
    width: 100%;
    height: 2px;
    background-color: #CF9033; /* underline color */
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.3s ease-in-out;
}

.nav-links a:hover::after {
    transform: scaleX(1);
}

.nav-links a:hover {
    color: #CF9033;
}

.get-started {
    border: none;
    margin-right: -119px;
    margin-top: 0px;
    border-radius: 30px;
    padding: 10px 20px;
    color: white;
    font-family: 'Axiforma', sans-serif;
    font-weight: 600;
    background: #CF9033;
    font-size: 1rem;
    cursor: pointer;
    transition: transform 0.3s ease, background 0.3s ease;
}

.get-started:hover {
    transform: scale(1.05); /* Smooth button scaling */
    background-color: #212529; /* Darker hover effect */
}

/* Mobile Menu */
.menu-toggle {
    display: none;
    font-size: 2rem;
    cursor: pointer;
}

/* Hero Section */
.hero {
    background: linear-gradient(rgba(0, 0, 0, 0.4), rgba(0, 0, 0, 0.4)), url(images/women-friends-and-conversation-in-a-home-with-gos-2025-04-06-08-24-13-utc.jpg) center / cover no-repeat;
    color: white;
    text-align: center;
    padding: 80px 20px 50px 20px;
}

.hero h2 {
    font-size: 3rem;
    max-width: 723px;
    margin: 90px auto 20px auto;
}

.hero p {
    margin-top: -20px;
    margin-bottom: 32px;
    font-size: 1.2rem;
    font-family: 'AxiformaReg';
}


.hero-compare {
    background: linear-gradient(to bottom, #fff2df 100px, #ffffff 500px);
    color: #212529;
    text-align: center;
    padding: 150px 20px 50px 20px;
    position: relative;
    overflow: hidden;
}
.hero-compare::after {
    content: "";
    position: absolute;
    inset: 0;
    background: url("images/Texturelabs_Stone_124M.jpg") center center;
    opacity: 1;
    z-index: -1; /* ⬅️ This pushes it behind everything in the section */
    pointer-events: none;
  }

.hero-compare h2 {
    font-size: 4rem;
}

.hero-compare p {
    margin-top: -20px;
    margin-bottom: 32px;
    font-size: 1.2rem;
    font-family: 'AxiformaReg';
}

.hero2 {
    background-color: white;
    display: flex;
    color: #212529;
    text-align: center;
    padding: 20px 20px;
    font-size: 16px;
    flex-direction: column;
}

.hero3 {
    background-image: url(images/two-pretty-young-women-using-mobile-phone-while-dr-2024-09-22-10-07-45-utc.webp);
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    padding: 10px 50px 54px 50px;
    color: white;
    height: 530px;
  }

  .hero3 h2{
    font-size: 2.5rem;
    background-color: rgba(207, 144, 51, 0.7);
    padding: 10px 20px;
    border-radius: 36px;
    max-width: 602px;
    width: 100%;
    text-align: left;
    margin-bottom: 50px;
  }

  .hero4{
    background: linear-gradient(to top, #fff2df 100px, #ffffff 500px);
    padding: 80px 20px;
    display: flex;
    justify-content: center;
    align-items: center;
    position: relative;
  }

  .hero4-image{
    width: 500px;
  }

  .hero4 h2 {
    font-size: 2.5rem;
    margin: 7px auto;
}
  

.compare-header{
    font-size: 2.5rem;
}

.btn {
    display: inline-block;
    background: #ffcc00;
    color: #003366;
    padding: 10px 20px;
    text-decoration: none;
    font-weight: bold;
    border-radius: 5px;
    margin-top: 10px;
    transition: background 0.3s;
}

.btn:hover {
    background: #ffa500;
}

.bankbot-error {
    color: red;
    font-size: 12px;
}

/* Apply Here Button */
.apply-button {
    position: fixed;
    font-family: 'Axiforma';
    font-weight: 700;
    bottom: 20px;
    right: 20px;
    background-color: #CF9033;
    color: white;
    border: none;
    padding: 15px 20px;
    border-radius: 50px;
    cursor: pointer;
    font-size: 16px;
    box-shadow: 0px 4px 8px rgba(0, 0, 0, 0.2);
    transition: transform 0.3s ease, background 0.3s ease;
}
.apply-button:hover {
    transform: scale(1.05); /* Smooth button scaling */
    background-color: #f5b85d;
}

/* Chatbot Container */
#bankbot-container {
    position: fixed;
    bottom: 15px;
    right: 15px;
    width: 500px;
    max-height: 470px;
    background: white;
    font-family: 'Axiforma', sans-serif;
    box-shadow: 0px 8px 16px rgba(0, 0, 0, 0.3);
    border-radius: 10px;
    overflow: hidden;
    border: 1px solid #ddd;
    transform: translateY(100%);
    opacity: 0;
    visibility: hidden;
    transition: transform 0.4s ease-out, opacity 0.3s ease-in-out, visibility 0.3s;
}

/* Show chatbot when active */
#bankbot-container.active {
    transform: translateY(0);
    opacity: 1;
    visibility: visible;
}

/* Close Button */
.close-chatbot {
    position: absolute;
    top: 10px;
    right: 10px;
    background: red;
    color: white;
    border: none;
    padding: 5px 10px;
    font-size: 14px;
    cursor: pointer;
    border-radius: 50%;
}

/* Loan Calculator Box */
.loan-calculator {
    display: flex;
    flex-direction: column;
    background: white;
    padding: 20px;
    border-radius: 15px;
    box-shadow: 0px 4px 10px rgba(0, 0, 0, 0.1);
    text-align: left;
    width: 42%;
    max-width: 500px;
    margin: 0 auto;
}


/* Loan Amount Display */
#loanAmount {
    width: calc(100% - 18px);
    text-align: left;
    font-size: 1.5rem;
    font-weight: bold;
    border: 1px solid #ddd;
    border-radius: 5px;
    padding: 8px;
    margin-top: 6px;
    color: #212529;
    font-size: 29px;
    font-family: "Open Sans", serif;
    font-weight: 600;
    
}

/* Slider Container */
.slider-container {
    position: relative;
    margin: 20px 0;
}

#AmountLabel{
    color: #212529;
}

/* General Slider Styling */
#loanSlider {
    appearance: none;
    -webkit-appearance: none; /* Chrome, Safari */
    -moz-appearance: none; /* Firefox */
    margin-bottom: 15px;
    width: 100%;
    height: 5px;
    background: #d1d1d1;
    border-radius: 5px;
    outline: none;
    transition: background 0.3s ease-in-out;
}

/* WebKit (Chrome, Safari) - Custom Slider Thumb */
#loanSlider::-webkit-slider-thumb {
    appearance: none;
    -webkit-appearance: none;
    width: 24px;
    height: 24px;
    background: white;
    border: 3px solid #CF9033;
    border-radius: 50%;
    cursor: pointer;
    transition: transform 0.3s, box-shadow 0.2s ease-in-out;
}

/* Firefox - Custom Slider Thumb */
#loanSlider::-moz-range-thumb {
    width: 24px;
    height: 24px;
    background: white;
    border: 3px solid #CF9033;
    border-radius: 50%;
    cursor: pointer;
    transition: transform 0.3s, box-shadow 0.2s ease-in-out;
}

/* Thumb Hover & Active Effects */
#loanSlider:focus::-webkit-slider-thumb,
#loanSlider:focus::-moz-range-thumb,
#loanSlider:active::-webkit-slider-thumb,
#loanSlider:active::-moz-range-thumb {
    transform: scale(1.2);
    box-shadow: 0px 0px 10px rgba(106, 13, 173, 0.5);
}



/* Min/Max Labels */
.min-value, .max-value {
    font-size: 14px;
    color: #666;
    position: absolute;
    bottom: -20px;
}

.min-value {
    left: 0;
}

.max-value {
    right: 0;
}

/* Get Started Button */
.get-started2 {
    width: 100%;
    padding: 20px 12px;
    font-size: 1.2rem;
    font-weight: bold;
    background: #CF9033;
    color: white;
    border: none;
    border-radius: 30px;
    margin-top: 23px;
    cursor: pointer;
    font-family: 'Axiforma';
    transition: transform 0.3s ease, background 0.3s ease;
}

.get-started2:hover {
    transform: scale(1.05); /* Smooth button scaling */
    background-color: #f5b85d;
}

.get-started2 i{
    font-size: 15px;
}


/* Info Text */
.info-text {
    font-size: 0.9rem !important;
    margin-top: 20px !important;
    text-align: center;
    color: #212529;
}
#amountLabel{
    color: #212529;
}

#apr-header{
    font-size: 1.5rem;
}

/* Warning Strip */
.warning-strip {
    background: #CF9033;
    height: auto;
    color: #fff2df;
    margin-top: -2px;
    text-align: center;
    padding: 1px 10px;
    font-size: 14px;
    position: relative;
    width: calc(100% - 20px);
}

#warning-message{
    margin-top: 4px;
    margin-bottom: 1px;
}

/* Link Styling */
.warning-strip a {
    color: #fff2df;
    text-decoration: underline;
    font-weight: bold;
}

/* Dropdown Styling for Large Screens */

.dropdown-toggle {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 5px;
    cursor: pointer;
    font-size: 16px;
}

.arrow {
    transition: transform 0.3s ease-in-out;
}

/* Rotate Arrow When Dropdown is Active */
.dropdown.active .arrow {
    transform: rotate(180deg);
}

/* Dropdown Menu */
.dropdown-menu {
    position: absolute;
    top: 260%;
    left: -55px;
    background: #CF9033;
    list-style: none;
    padding: 10px;
    margin: 0;
    width: 180px;
    border-radius: 5px;
    opacity: 0;
    visibility: hidden;
    transform: translateY(-10px);
    transition: opacity 0.3s ease-in-out, transform 0.3s ease-in-out;
}


/* Show Dropdown when Active */
.dropdown.active .dropdown-menu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

/* Dropdown Links */


.dropdown-menu li a {
    color: #212529;
    text-decoration: none;
    display: block;
    transition: background 0.3s ease-in-out;
}

.dropdown-menu li a:hover {
    color: #212529;
}

.dropdown i{
    font-size: 10px;
    margin-top: 0px;
}

/* Modal Styling */
.modal {
    display: none;
    position: fixed;
    top: 58%;
    left: 50%;
    transform: translate(-50%, -50%) scale(0.8);
    width: 104%;
    max-width: 600px;
    background: white;
    box-shadow: 0 4px 10px rgba(0, 0, 0, 0.2);
    border-radius: 10px;
    padding: 20px;
    z-index: 999;
    opacity: 0;
    text-align: center;
    color: #212529;
    transition: transform 0.3s ease-out, opacity 0.3s ease-out;
}

/* Show Modal with Animation */
.modal.active {
    display: block;
    opacity: 1;
    transform: translate(-50%, -50%) scale(1); /* Smooth scale up */
}

/* Close Button */
.close {
    position: absolute;
    top: 10px;
    right: 15px;
    font-size: 20px;
    cursor: pointer;
}

/* Loan Term Buttons */
.loan-term-buttons {
    display: flex;
    justify-content: center;
    margin-top: 10px;
    font-family: 'Axiforma';
}

.loan-term {
    background: #CF9033;
    color: white;
    border: none;
    padding: 10px 15px;
    margin: 5px 5px -4px 5px;
    border-radius: 5px;
    cursor: pointer;
    transition: background 0.3s, transform 0.2s;
    font-family: 'Axiforma';
}

/* Button Hover Effect */
.loan-term:hover {
    background: #f5b85d;
    transform: scale(1.05);
}

/* Close Animation */
.modal.closing {
    opacity: 0;
    transform: translate(-50%, -50%) scale(0.8);
    transition: transform 0.3s ease-in, opacity 0.3s ease-in;
}

.loan-table {
    width: 100%;
    border-collapse: collapse;
    margin-top: 10px;
}

.loan-table td {
    padding: 8px;
    border-bottom: 1px solid #ddd;
}

.loan-table td:first-child {
    font-weight: bold;
    text-align: left;
    width: 50%;
}

.loan-table td:last-child {
    text-align: right;
}


/* Review Carousel Styling */
.review-carousel {
    width: 80%;
    max-width: 700px;
    position: relative;
    text-align: center;
}

/* Base review style - hidden but present */
.review {
    font-size: 1.2rem;
    font-style: italic;
    background: rgba(0, 0, 0, 0.4);;
    padding: 20px;
    border-radius: 40px;
    text-align: left;
    min-height: 120px;
    position: absolute;
    width: 150%;
    top: 0;
    left: 0;
    opacity: 0;
    transform: translateY(20px);
    transition: opacity 1s ease-in-out, transform 1s ease-in-out;
    font-family: 'AxiformaReg';
}

/* When active, the review fades in */
.review.active {
    opacity: 1;
    transform: translateY(0);
    position: relative;
}

/* When fading out, smoothly disappear */
.review.fading {
    opacity: 0;
    transform: translateY(-10px);
}

.customer-name{
        font-size: 1.5rem;
    font-style: normal;
    font-weight: bold;
}

.how-it-works-wrapper{
    display: flex;
    justify-content: space-between;
    align-items: center;
    background-color: transparent;
    width: 100%;
    height: 100%;
    max-width: 1200px;
}

.how-it-works-wrapper-left{
    display: flex;
        justify-content: center;
        width: 50%;
}

.how-it-works-wrapper-right{
    width: 50%;
    display: flex;
    gap: 30px;
    flex-direction: column;
    color: #212529;
}

.how-it-works-1{
    display: flex;
        justify-content: flex-start;
        gap: 30px;
        max-width: 550px;
        border-bottom: 1px solid #e3e3e3;
        font-family: 'AxiformaReg';
}    

.how-it-works-1 p{
    font-weight: normal;
    font-size: 13px;
}

.how-it-works-1 strong{
    font-size: 18px;
}

/* Section Styling */
.offer-section {
    text-align: center;
    padding: 20px 20px 60px 20px;
    background-color: white;
}

/* Heading Styling */
.offer-section h2 {
    font-size: 2.5rem;
    font-weight: bold;
    color: #212529;
    margin-bottom: 45px;
}

/* Card Container */
.offer-container {
    display: flex;
    justify-content: center;
    gap: 30px;
    max-width: 1700px;
    margin: auto;
    flex-wrap: wrap;
}

/* Individual Card */
.offer-card {
    background: white;
    border-radius: 12px;
    box-shadow: 0px 4px 10px rgba(0, 0, 0, 0.1);
    padding: 30px;
    width: 25%;
    max-width: 440px;
    text-align: center;

}

/* Icon Styling */
.offer-icon {
    background: #CF9033;
    width: 80px;
    height: 80px;
    border-radius: 50%;
    display: flex;
    justify-content: center;
    align-items: center;
    margin: 0 auto 15px;
}

.offer-icon i {
    font-size: 32px;
    color: #ffc46c;
}

/* Card Heading */
.offer-card h3 {
    font-size: 1.5rem;
    font-weight: bold;
    color: #212529;
    margin-bottom: 10px;
}

/* Card Text */
.offer-card p {
    font-size: 1rem;
    color: #212529;
    line-height: 1.5;
    font-family: 'AxiformaReg';
}

/* Responsive Design */
@media (max-width: 1024px) {
    .offer-container {
        flex-direction: column;
        align-items: center;
    }

    .review {
        font-size: 0.9rem !important;
        font-style: italic;
        background: rgba(0, 0, 0, 0.4);
        padding: 20px;
        border-radius: 40px;
        text-align: left;
        min-height: 120px;
        position: absolute;
        width: 115%;
        top: 0;
        left: 0;
        opacity: 0;
        transform: translateY(20px);
        transition: opacity 1s ease-in-out, transform 1s ease-in-out;
    }

    .modal {
        max-width: 85%;
    }

    .dropdown-left {
        display: none !important;
        justify-content: center;
        align-items: center;
        border-right: 1px solid #CF9033;
    }

    .dropdown-menu.wide-dropdown {
        width: 100%;
        left: 0;
        top: 100%;
        display: flex
    ;
        background: #fff2df !important;
        padding: 20px 0px;
        border-radius: 0;
        z-index: 999;
        border-top: 0.1px solid #CF9033;
        box-shadow: 0px 4px 10px rgba(0, 0, 0, 0.1);
    }
}





/* FAQ Section */
.hero5 {
    background-color: white;
    flex-direction: column;
    text-align: center;
    padding: 50px 100px;
    display: flex;
    justify-content: center;
    align-items: center;
}

.hero5 h2{
    font-size: 2.5rem;
    color: #212529;
    margin-bottom: 60px;
}

.man-thinking{
    width: 470px;
    height: 360px;
}

.woman-pointing{
    width: 470px;
    height: 360px;
}


/* Full-width section with two equal containers */
.image-section {
    background-color: #fff2df;
    padding: 50px 10px 50px 10px;
    display: flex;
        justify-content: center;
        width: 100%;
}

.image-container {
    flex: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
    overflow: hidden;
    max-width: 650px;
}

.text-section {
    background-color: #212529;
    display: flex;
    justify-content: space-around;
    width: 100%;
}



.text-container {
    max-width: 440px;
    flex: 1;
    color: #212529;
    overflow: hidden;
    justify-content: center;

}

.text-container h2{
    font-size: 2rem;
}

.text-container p{
    font-family: 'AxiformaReg';
}

/* FAQ Container Styling */
.faq-container {
    display: flex;
        flex-direction: column;
        gap: 15px;
        width: 100%;
        max-width: 1200px;
}

/* FAQ Item */
.faq-item {
    background: #fbfbfb;
    padding: 10px;
    border: 1px solid transparent;
    border-radius: 10px;
    overflow: hidden;
}

.faq-item:hover{
    border: 1px solid #CF9033;
    color: white;
}

/* FAQ Question Button */
.faq-question {
    width: 100%;
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-family: 'Axiforma';
    background: transparent;
    color: #212529;
    font-size: 1.2rem;
    font-weight: bold;
    padding: 15px;
    border: none;
    cursor: pointer;
    text-align: left;
    border-radius: 10px;
    transition: background 0.3sease-in-out;
}

.faq-question i {
    transition: transform 0.3s ease-in-out;
    font-size: 14px;
}

/* Rotate chevron when FAQ is expanded */
.faq-item.active .faq-question i {
    transform: rotate(180deg);
}



/* FAQ Answer (Initially Hidden) */
.faq-answer {
    display: none;
    padding: 15px;
    font-size: 1rem;
    color: #212529;
    background: #fbfbfb;
    border-radius: 0 0 10px 10px;
    text-align: left;
}

/* Expandable FAQ Animation */
.faq-item.active .faq-answer {
    display: block;
    animation: fadeIn 0.5s ease-in-out;
    font-family: 'AxiformaReg';
}

/* Button to View More FAQs */
.view-more-faqs {
    margin-top: 40px;
    font-family: 'Axiforma';
    padding: 12px 20px;
    font-size: 1.1rem;
    font-weight: bold;
    color: white;
    background: #CF9033;
    border: none;
    border-radius: 20px;
    cursor: pointer;
    transition: background 0.3sease-in-out;
}

.view-more-faqs:hover {
    background: #f5b85d;
}

/* Smooth Fade-in Effect */
@keyframes fadeIn {
    from {
        opacity: 0;
        transform: translateY(-10px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* Footer Styling */
.footer {
    background: #212529;
    color: #fff2df;
    padding: 40px 20px;
    font-size: 0.9rem;
}

.footer-container {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 30px;
    max-width: 1200px;
    margin: 0 auto;
}

.footer-column{
    margin-left: 50px;
}

/* Footer Column Styling */
.footer-column h3 {
    font-size: 1.2rem;
    margin-bottom: 15px;
    color: #fff2df;
}

.footer-column p,
.footer-column ul {
    margin: 0;
    padding: 0;
    list-style: none;
}

.footer-column ul li {
    margin-bottom: 8px;
}

.footer-column a {
    position: relative;
    color: #fff2df;
    text-decoration: none;
    transition: color 0.3s ease-in-out;
}

.footer-column a {
    color: #fff2df;
    text-decoration: none;
    transition: color 0.3s ease-in-out;
}

.footer-column a::after {
    content: "";
    position: absolute;
    bottom: -4px;
    left: 0;
    width: 100%;
    height: 2px;
    background-color: #fff2df; /* underline color */
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.3s ease-in-out;
}

.footer-column a:hover::after {
    transform: scaleX(1);
}


/* Contact Info Icons */
.footer-column p i {
    margin-right: 8px;
    color: #CF9033;
}

.footer-column-contact{
    margin-left: -22px;
}

/* Footer Column Styling */
.footer-column-contact h3 {
    font-size: 1.2rem;
    margin-bottom: 15px;
    color: #fff2df;
}

.footer-column-contact p,
.footer-column-contact ul {
    margin: 0;
    padding: 0;
    list-style: none;
}

.footer-column-contact ul li {
    margin-bottom: 8px;
}

.footer-column-contact ul li a {
    color: #fff2df;
    text-decoration: none;
    transition: color 0.3s ease-in-out;
}

.footer-column-contact ul li a:hover {
    color: #CF9033;
}

/* Contact Info Icons */
.footer-column-contact p i {
    margin-right: 8px;
    color: #fff2df;
}

/* Bottom Footer Section */
.footer-bottom {
    text-align: center;
    justify-content: center;
    gap: 15px;
    display: flex;
    align-items: center;
    margin-top: 30px;
    padding-top: 15px;
    border-top: 1px solid rgba(255, 255, 255, 0.2);
}

/* Social Widget Styling */
.social-widget {
    display: flex;
    gap: 10px;
    font-size: 10px;
    justify-content: center;
    align-items: center;
    margin-right: -44px;
}

/* Social Icons */
.social-widget a {
    display: flex;
    justify-content: center;
    align-items: center;
    text-decoration: none;
    width: 31px;
    height: 30px;
    background: white; /* Default icon background */
    color: #CF9033;
    border-radius: 50%;
    font-size: 20px;
    transition: background 0.3s ease-in-out, transform 0.2s ease-in-out;
}

/* Hover Effect */
.social-widget a:hover {
    background: #F78484; /* Light purple on hover */
    transform: scale(1.1);
}




/* Responsive Design */
@media (max-width: 768px) {

    #bankbot-container {
        position: fixed !important;
        bottom: 10px !important;
        right: 10px !important;
        width: 95% !important;
        height: 600px !important;
        max-height: 600px !important;
        max-width: none !important;
        min-width: none !important;
        z-index: 99999 !important;
        display: block !important;
        border: 1px solid #ddd;
        border-radius: 10px;
        overflow: hidden;
        font-size: 14px !important;
        font-family: 'Axiforma', sans-serif;
    }

    .footer-container {
        grid-template-columns: 1fr 1fr;
        text-align: center;
    }

    header {
        background: #fff2df;
        color: white;
        padding: 2px 0;
        position: fixed !important;
        box-shadow: 0px 4px 6px rgba(0, 0, 0, 0.04);
        margin: 0;

    }
    
    header .container {
        display: flex;
        justify-content: stretch;
        align-items: center;
    }

    /* Warning Strip */
.warning-strip {
    background: #CF9033;
        height: auto;
        color: white;
        text-align: center;
        padding: 1px 8px;
        font-size: 14px;
        position: static;
        width: calc(100% - 16px);
}

#warning-message{
    margin-top: 6px;
}

/* Link Styling */
.warning-strip a {
    color: white;
    text-decoration: underline;
    font-weight: bold;
}

    .get-started {
        display: none;
    }

    .dropdown {
        position: relative !important;
        width: 100% !important;
    }

    .dropdown-menu {
        border-top: 1px solid #ddd;
        margin-top: 10px;
        position: absolute !important;
        top: 0 !important;
        left: 0 !important;
        width: 95% !important;
        max-width: none !important;
        background: white !important;
        padding: 5px 0 !important;
        box-shadow: none !important;
        opacity: 0;
        visibility: hidden;
        transform: translateY(-10px);
        border-radius: 0;
        transition: opacity 0.3sease-in-out, transform 0.3sease-in-out;
    }

    /* Show Menu When Active */
    .dropdown.active .dropdown-menu {
        opacity: 1 !important;
        visibility: visible !important;
        transform: translateY(0) !important;
        position: relative !important;
    }

    /* Fix Navigation Alignment */
    /* Ensure Navigation is Hidden by Default */
    .nav-links {
        display: none !important;
        flex-direction: column !important;
        background: #fff2df !important;
        position: absolute !important;
        top: 130px !important;
        right: 0 !important;
        border-radius: 5px;
        width: 100% !important;
        text-align: center !important;
        padding: 24px 0 !important;
        box-shadow: 0px 4px 10px rgba(0, 0, 0, 0.1) !important;
    }

    .nav-links a {
        margin-bottom: 20px;
        text-decoration: none;
        width: 95%;
        font-weight: normal;
        transition: color 0.3s;
        font-size: 20px;
    }

    .nav-links a:hover{
        color: #CF9033 !important;
    }

    /* Show Navigation When Active */
    .nav-links.active {
        display: flex !important;
    }

    /* Style for Hamburger Menu */
    .menu-toggle {
        display: block !important;
        margin-top: 0px !important;
        position: absolute !important;
        right: 20px !important;
        cursor: pointer !important;
        font-size: 24px !important;
        color: #CF9033 !important;
        background: none !important;
        border: none !important;
    }


    .nav-links li {
        width: 100% !important;
        text-align: left !important;
        font-size: 12px;
    }
   

    .loan-calculator {
        width: 90%; /* Full width on smaller screens */
        padding: 15px;
        text-align: center; /* Center text */
    }
    
    #loanAmount {
        font-size: 1.2rem; /* Adjust input size */
    }

    .get-started2 {
        font-size: 1rem;
        padding: 10px;
    }

    .hero h2 {
        font-size: 2.5rem;
    }
    
    .hero p {
        margin: -22px 0px 22px 0px;
        font-size: 1rem;
    }

    .hero3 {
        background-size: cover;
        background-repeat: no-repeat;
        padding: 14px 9px;
        color: white;
        height: 400px;
      }
    
      .hero3 h2{
        font-size: 1.37rem;
        background-color: rgba(207, 144, 51, 0.7);
        padding: 10px 20px;
        border-radius: 36px;
        max-width: 315px;
        width: 100%;
        text-align: left;
      }

      .review {
        font-size: 1rem; /* Slightly smaller font for mobile */
        padding: 15px;
    }

    .how-it-works-wrapper{
        display: flex;
        flex-direction: column;
        justify-content: space-between;
        align-items: flex-start;
        background-color: transparent;
        width: 100%;
        height: 100%;
    }

    .how-it-works-wrapper-left{
        display: flex;
            justify-content: center;
            width: 100%;
    }
    
    .how-it-works-wrapper-right{
        width: 100%;
        display: flex;
        gap: 30px;
        flex-direction: column;
        color: #212529;
    }

    .hero4 h2 {
        font-size: 2rem;
        margin: 7px auto;
    }

    .hero4-image{
        width: 300px;
        margin-bottom: 57px;
      }

      .hero5{
        background-color: white;
        text-align: center;
        padding: 50px 10px !important;
        display: flex;
        flex-direction: column;
    justify-content: center;
    align-items: center;
      }

      .hero5 h2 {
        font-size: 2rem;
        color: #212529;
        margin-bottom: 60px;
    }

    .footer-column{
        margin-left: 0px;
    }

    .social-widget{
        display: none;
    
    }

    .image-section {
        gap: 50px;
        background-color: #fff2df;
        padding: 50px 0px;
        display: flex;
        flex-direction: column;
        justify-content: center;
        align-items: center;
        width: 100%;
    }

    .image-container {
        flex: 1;
        display: flex
    ;
        flex-direction: column;
        align-items: center;
        overflow: hidden;
        max-width: 374px;
    }

    .woman-pointing {
        width: 400px;
        height: 330px;
    }

    .man-thinking {
        width: 400px;
        height: 330px;
    }
}

@media (max-width: 480px) {
    .footer-container {
        grid-template-columns: 1fr;
    }

    .footer-column{
        margin-left: 0px !important;
    }
}

/*************************************
**************************************
********* COMPARE LOAN PAGE **********
**************************************
*************************************/


.compare-hero-container{
    display: flex;
    flex-direction: column;
    gap: 40px;
        justify-content: space-between;
}

.compare-hero-right{
    width: 100%;
}

.compare-hero-left{
    width: 100%;
    text-align: center;
   
}

.loan-calculator-compare {
    position: relative;
    display: flex;
    flex-direction: column;
    background: white;
    padding: 20px;
    border-radius: 15px;
    box-shadow: 0px 4px 10px rgba(0, 0, 0, 0.1);
    text-align: left;
    width: 90%;
    margin: 0 auto;
}

.text-wrapper{
    max-width: 800px;
    margin: 0 auto;
}

.info-text-compare {
    font-size: 2rem !important;
    color: #212529;
    margin-top: 20px !important;
    text-align: center;
}

/* Comparison Grid Layout */
.comparison-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px; /* space between the boxes */
    margin-top: 20px; /* some spacing above/below */
  }
  .comparison-grid2 {
    display: grid;
    width: 100%;
    grid-template-columns: repeat(5, 1fr);
    gap: 20px;
    margin-top: 20px;
    margin: 46px auto;
    max-width: 1700px;
  }
  
  .comparison-box {
    background: #fff;  /* white background to stand out */
    border-radius: 5px;
    padding: 15px;
    text-align: center;
    box-shadow: 0px 1px 4px rgba(0,0,0,0.1);
  }

  .comparison-box2 {
    background: #fff;
    border-radius: 10px;
    padding: 15px;
    text-align: left;
    border: 1px solid #e8e8e8;
  }

  .choose-info{
    margin-top: -20px;
  }

  .choose-info p{
    font-family: 'AxiformaReg';
    font-size: 0.75rem;
  }
  
  .comparison-box h3 {
    margin-bottom: 35px;
    font-size: 1.1rem;
    color: #212529; /* or any brand color */
  }

  .comparison-box p {
    margin-bottom: 35px;
    font-size: 1.1rem;
    color: #212529; /* or any brand color */
  }
  .comparison-box table {
    margin: 0 auto; /* center the table inside the box */
  }
  
  .comparison-box table td {
    text-align: left;
    padding: 5px 10px;
    border: none !important;
  }

  .comparison-box table td:first-child {
    padding-right: 26px; /* or however much space you want */
  }

  .hd-logo{
    width: 120px;
    margin-top: 10px;
    margin-bottom: 20px;
  }

  .ms-logo{
    width: 120px;
    margin-top: 10px;
    margin-bottom: 6px;
  }

  .ls-logo{
    width: 79px;
    margin-top: -2px;
    margin-bottom: 11px;
  }

  .sav-logo{
    width: 79px;
    margin-top: 11px;
    margin-bottom: 9px;
  }

  .logo-icon{
    width: 60px;
    margin-top: 10px;
    margin-bottom: 20px;
  }

  .logo-icon2{
    width: 60px;
  }

  .loan-benefits {
    margin-top: 40px;
    margin-bottom: 50px;
    text-align: center;
  }
  
  .loan-benefits h3 {
    margin-top: -20px;
    font-size: 2rem;
    margin-bottom: 25px;
    color: #212529;
  }
  
  .loan-benefits table {
    width: 100%;
    max-width: 900px;
    margin: 0 auto;
    border-collapse: collapse;
    background: #fff;
    border-radius: 5px;
    overflow: hidden;
    box-shadow: 0px 2px 5px rgba(0, 0, 0, 0.1);
    font-family: 'AxiformaReg';
    
  }
  
.loan-benefits td {
    padding: 15px;
    text-align: left;
    border-bottom: 1px solid #212529;
  }
  
  .loan-benefits th {
    padding: 15px;
    background: #CF9033;
    color: white;
    text-align: center;
    font-weight: bold;
  }
  
  .loan-benefits tr:last-child td {
    border-bottom: none;
  }

  .loan-benefits td:first-child {
    border-right: 1px solid #212529;
  }
  .loan-benefits th:first-child {
    border-right: 1px solid #212529;
  }

  .custom-button {
    display: inline-block;
    width: 27%;
    margin: 50px auto 30px auto;
    padding: 12px 20px;
    font-size: 1.3rem;
    font-weight: bold;
    text-align: center;
    color: white;
    background: #CF9033;
    border-radius: 10px;
    text-decoration: none;
    transition: background 0.3s ease-in-out, box-shadow 0.3s ease-in-out;
}

/* Hover Effect (Subtle Gradient Change) */
.custom-button:hover {
    background: #212529; /* Slightly darker purple for smooth effect */
    box-shadow: 0 4px 8px rgba(0, 0, 0, 0.15); /* Soft shadow effect */
}

  
  
  
  /* Stack them on smaller screens */
  @media (max-width: 768px) {
    .comparison-grid {
      grid-template-columns: 1fr; /* single column */
      width: 100%;
    }
    .comparison-grid2 {
        grid-template-columns: 1fr; /* single column */
        width: 100%;
      }
    
      .loan-benefits th, .loan-benefits td {
        padding: 10px;
      }

      .info-text-compare {
        font-size: 0.9rem !important;
        color: #212529;
        margin-top: 20px !important;
        text-align: center;
    }

    .custom-button {
        display: inline-block;
        width: 53%;
        margin: 50px auto 30px auto;
        padding: 12px 20px;
        font-size: 1rem;
        font-weight: bold;
        text-align: center;
        color: white;
        background: #CF9033;
        border-radius: 10px;
        text-decoration: none;
        transition: background 0.3sease-in-out, box-shadow 0.3sease-in-out;
    }

    .hero-compare h2 {
        font-size: 3rem;
    }
  }
  


/*************************************
**************************************
********* COMPARE LOAN PAGE **********
**************************************
*************************************/

/*************************************
**************************************
********* ABOUT US PAGE **********
**************************************
*************************************/


.image-section-about {
    background-color: white;
    padding: 0px 0px 50px 0px;
    display: flex;
        justify-content: center;
        width: 100%;
}

.image-wrapper-about{
    width: 100%;
    gap: 70px;
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: center;
}

.image-container-about {
    display: flex;
    align-items: center;
    overflow: hidden;
    max-width: 100%;
}

.woman-pointing-about{
    max-width: 100%;
}

.text-container-about {
    margin-top: 39px;
    max-width: 1000px;
    text-align: center;
    flex: 1;
    color: #212529;
    overflow: hidden;
    font-family: 'AxiformaReg';

}


.hero-about-page {
    background: linear-gradient(to bottom, #fff2df 100px, #ffffff);
    color: #212529;
    text-align: center;
    padding: 150px 0px 0px 0px;
}

.hero-about-page h2{
    font-size: 4rem;
}
.container-about{
    display: flex;
    flex-direction: column;
    gap: 40px;
        justify-content: space-between;
}


.about-info-hero{
    width: 100%;
    text-align: center;
   
}

.about-info-hero-below{
    margin: -40px auto 40px auto;
    width: 100%;
    max-width: 700px;
}

.about-info-hero p{
    margin-top: -17px;
    font-size: 2rem;
    font-weight: bold;
}

/* Stack them on smaller screens */
@media (max-width: 768px) {
.image-wrapper-about {
    width: 100%;
    gap: 70px;
    display: flex
;
    flex-direction: column;
    justify-content: center;
    padding: 0px 30px;
    align-items: center;
}

.woman-pointing-about {
    width: 100%;
}

.text-container-about {
    max-width: 670px;
    font-size: 1rem !important;
    flex: 1;
    color: black;
    overflow: hidden;
}

.hero-about-page h2 {
    font-size: 3rem;
}

.hero-about-page {
    padding: 151px 0px 0px 0px;
}
}

/*************************************
**************************************
********* ABOUT US  PAGE **********
**************************************
*************************************/

/*************************************
**************************************
********* HOW IT WORKS PAGE **********
**************************************
*************************************/

.hero-hiw-page {
    background: linear-gradient(to bottom, #fff2df 100px, #ffffff 500px);
    color: #212529;
    text-align: center;
    padding: 150px 20px 100px 20px;
}

.hero2-hiw-page {
    background: white;
    color: #212529;
    text-align: center;
    padding: 110px 20px 50px 20px;
}

.hero-hiw-page h2{
    font-size: 4rem;
    margin-bottom: 70px;
}
.container-hiw{
    display: flex;
    flex-direction: column;
    gap: 40px;
        justify-content: space-between;
}


.hiw-info-hero{
    width: 100%;
    text-align: center;
   
}

.hiw-info-hero-below{
    margin: -40px auto 40px auto;
    width: 100%;
    max-width: 700px;
}

.hiw-info-hero p{
    margin-top: -17px;
    font-size: 2rem;
    font-weight: bold;
}

.hiw-wrapper-right{
    width: 100%;
    display: flex;
    gap: 40px;
    flex-direction: column;
    color: #212529;
}

.hiw-1{
    display: flex;
        background-color: #fbfbfb;
        border-radius: 10px;
        padding: 20px;
        text-align: start;
        flex-direction: column;
        gap: 30px;
}    

.hiw-1 p{
    font-weight: normal;
}

.hiw-1 strong{
    font-size: 18px;
}

.hero3-hiw-page {
    background: linear-gradient(to top, #fff2df 100px, #ffffff 500px);
    color: #212529;
    text-align: center;
    padding: 70px 20px 100px 20px;
}

.hero3-hiw-page h2{
    font-size: 2.5rem;
}


.container-hiw3{
    display: flex;
    flex-direction: column;
    gap: 40px;
        justify-content: space-between;
}

.hiw-info-hero3{
    width: 100%;
    max-width: 700px;
    text-align: center;
    margin: 0 auto;
   
}

.hero4-hiw-page {
    background: #212529;
    border-bottom: 0.5px solid #d7d7d7;
    color: #fff2df;
    text-align: center;
    padding: 70px 20px 100px 20px;
}

.hero4-hiw-page h2{
    font-size: 2.5rem;
}


.container-hiw4{
    display: flex;
    flex-direction: column;
    gap: 40px;
        justify-content: space-between;
}

.hiw-info-hero4{
    width: 100%;
    text-align: center;
   
}

.hiw-info-hero4 p{
    margin-top: -17px;
    font-size: 1.5rem;
    font-weight: bold;
   
}

@media (max-width: 768px) {

    .hero-hiw-page h2 {
        font-size: 3rem;
    }

    .hero-hiw-page {
        padding: 150px 20px 0px 20px;
    }

    .hero3-hiw-page {
        padding: 0px 20px 100px 20px;
    }

    .benefits-section {
        gap: 70px !important;
        padding: 40px 20px 40px 20px !important;
    }
    .benefit {
        max-width: 68px !important;
    }

    .icon-circle {
        background: #f1f1f1;
        border: 6px solid white;
        border-radius: 50%;
        padding: 15px;
        display: flex;
        justify-content: center;
        align-items: center;
        margin: 0px -11px 20px !important;
        width: 30px !important;
        height: 30px !important;
    }

    .icon-circle i {
        font-size: 30px !important;
    }

    .join-us-section {
        padding: 60px 51px !important;
    }

    .contact-section{
        padding: 60px 0px !important;
    }

    .contact-form{
        width: 95% !important;
    }

    .contact-form input, .contact-form textarea {
        width: 94% !important;
    }
    
    .contact-info {
        width: 95% !important;
        text-align: center;
    }

    .dropdown-menu li a {
        color: #212529;
        text-decoration: none;
        display: flex;
        width: 124px;
        font-size: 14px;
        gap: 0px !important;
        justify-content: center;
        transition: background 0.3s ease-in-out;
    }

    .dropdown-links{
        gap: 0px !important;
        margin-top: -15px !important;
        margin-left: -34px !important;
    }

    .dropdown-menu.wide-dropdown {
        border: none !important;
    }
    }


    .benefits-section {
        display: flex;
        justify-content: center;
        gap: 140px;
        background: white;
        padding: 0px 20px 100px 20px;
        text-align: center;
        flex-wrap: wrap;
    }
      
      .benefit {
        max-width: 200px;
      }
      
      .icon-circle {
        background: #f1f1f1;
        border: 6px solid white;
        border-radius: 50%;
        padding: 30px;
        display: flex;
        justify-content: center;
        align-items: center;
        margin: 0 auto 20px;
        width: 80px;
        height: 80px;
      }
      
      .icon-circle i {
        font-size: 40px;
        color: #CF9033;
      }
      
      .benefit h3 {
        font-size: 1rem;
        font-weight: 700;
        margin: 0;
        color: #000;
      }
      
      .benefit h3 .highlight {
        color: #CF9033;
      }

      .join-us-section {
        border-top: 0.5px solid #212529;
        background: white;
        padding: 60px 180px;
        margin: auto;
        line-height: 1.6;
    }
      
      .join-us-section h2 {
        font-size: 2rem;
        margin-bottom: 20px;
      }

      .join-us-section p {
        font-family: 'AxiformaReg';
      }
      
      .join-us-section strong {
        color: #CF9033;
      }
      
      .join-us-section .note {
        font-size: 0.9rem;
        color: #666;
        margin-top: 10px;
      }

      .contact-section {
        background: #212529;
        padding: 80px 140px;
        display: flex;
        justify-content: center;
        align-items: center;
        border-bottom: 0.5px solid #666;
    }
    
    
    .contact-container {
        display: flex;
        justify-content: space-between;
        width: 80%;
        max-width: 1200px;
    }
    
    
    .contact-info {
        width: 40%;
    }
    
    .contact-info h2 {
        font-size: 2.5rem;
        color: #fff2df;
    }
    
    .contact-info p {
        font-size: 1.1rem;
        color: #5a5a5a;
    }
    
    .contact-label {
        font-size: 0.9rem;
        letter-spacing: 2px;
        color: #888;
        margin-top: 20px;
    }
    
    .email, .phone {
        font-size: 1.2rem;
        font-weight: bold;
        color: #000;
    }
    
    .contact-flags {
        margin-top: 20px;
    }
    
    .contact-flags img {
        width: 40px;
        height: auto;
        margin-right: 10px;
    }
    
    
    .contact-form {
        width: 55%;
        font-family: 'AxiformaReg', sans-serif;
        background: transparent;
        padding: 20px;
        border-radius: 10px;
    }
    
    .contact-form form {
        padding: 10px;
        display: flex;
        flex-direction: column;
        gap: 15px;
        max-width: 547px;
    }
    
    .contact-form input,
    .contact-form textarea {
        font-family: 'AxiformaReg', sans-serif;
        width: 95%;
        padding: 12px;
        border: 1px solid #ddd;
        border-radius: 10px;
        font-size: 1rem;
        background-color: #fff2df;
    }
    
    .contact-form .inline-fields {
        display: flex;
        gap: 10px;
    }
    
    .contact-form .inline-fields input {
        width: 50%;
    }
    
    textarea {
        height: 100px;
        resize: none;
    }
    
    
    .checkbox-container {
        display: flex;
        align-items: center;
        gap: 10px;
        font-size: 0.9rem;
        color: #5a5a5a;
    }
    
    .checkbox-container input {
        width: auto;
    }
    
    .contact-form select {
        font-family: 'AxiformaReg', sans-serif;
        width: 100%;
        padding: 12px;
        border: 1px solid #ddd;
        border-radius: 10px;
        font-size: 1rem;
        background-color: white;
        color: #333;
        appearance: none; 
        -webkit-appearance: none;
        -moz-appearance: none;
        background-image: url('data:image/svg+xml;charset=US-ASCII,<svg xmlns="http://www.w3.org/2000/svg" width="14" height="14" fill="gray"><polygon points="0,0 14,0 7,8"/></svg>');
        background-repeat: no-repeat;
        background-position: right 12px center;
        background-size: 12px;
    }
    
    
    
    .submit-btn {
        background: #fff2df;
        font-family: 'AxiformaReg', sans-serif;
        padding: 12px 20px;
        color: #212529;
        border: none;
        border-radius: 5px;
        font-size: 1rem;
        cursor: pointer;
        transition: opacity 0.3s;
    }
    
    .submit-btn:hover {
        opacity: 0.8;
    }
      
      


/*************************************
**************************************
********* HOW IT WORKS PAGE **********
**************************************
*************************************/

/*************************************
**************************************
********* DEBT ADVICE PAGE **********
**************************************
*************************************/

.hero-debt-page {
    background: linear-gradient(to bottom, #fff2df 100px, #ffffff 500px);
    color: #212529;
    text-align: center;
    padding: 150px 20px 100px 20px;
}

.hero2-debt-page {
    background: white;
    color: #212529;
    text-align: center;
    padding: 110px 20px 50px 20px;
}

.hero-debt-page h2{
    font-size: 4rem;
    max-width: 700px;
    margin: 26px auto 50px auto;
}
.container-debt{
    display: flex;
    flex-direction: column;
    gap: 40px;
        justify-content: space-between;
}


.debt-info-hero{
    width: 100%;
    text-align: center;
   
}

.debt-info-hero-below{
    margin: -40px auto 40px auto;
    width: 100%;
    max-width: 1000px;
}

.debt-info-hero-below h2{
    margin-top: -50px;
    margin-bottom: 55px;
    font-size: 2.5rem;
}


.debt-info-hero p{
    margin: -25px auto 0 auto;
    font-size: 1.5rem;
    max-width: 700px;
    font-family: 'AxiformaReg', sans-serif;
}

.debt-wrapper-right{
    width: 100%;
    display: flex;
    gap: 20px;
    color: #212529;
}

.debt-1{
    display: flex;
        background-color: #fbfbfb;
        width: 28%;
        border-radius: 10px;
        padding: 20px;
        text-align: start;
        flex-direction: column;
        gap: 30px;
}    

.debt-1 p{
    font-weight: normal;
    font-family: 'AxiformaReg', sans-serif;
}

#debt-p-1{
    margin-bottom: 35px;
}

#debt-p-2{
    margin-bottom: -4px;
}

.debt-1 strong{
    font-size: 18px;
}

.hero3-debt-page {
    background: white;
    color: #212529;
    text-align: center;

}

.hero3-debt-page h2{
    font-size: 2.5rem;
}


.container-debt3{
    display: flex;
    flex-direction: column;
    gap: 40px;
        justify-content: space-between;
}

.debt-info-hero3{
    width: 100%;
    max-width: 1000px;
    text-align: left;
    margin: 0 auto;
   
}

.debt-info-hero3 p{
    font-family: 'AxiformaReg', sans-serif;
}

.hero4-debt-page {
    background: #212529;
    border-bottom: 0.5px solid #d7d7d7;
    color: white;
    text-align: center;
    padding: 70px 20px 100px 20px;
}

.hero4-debt-page h2{
    font-size: 2.5rem;
}


.container-debt4{
    display: flex;
    flex-direction: column;
    gap: 40px;
        justify-content: space-between;
}

.debt-info-hero4{
    width: 100%;
    text-align: center;
   
}

.debt-info-hero4 p{
    margin-top: -17px;
    font-size: 1.5rem;
    font-weight: bold;
   
}

.custom-button2 {
    display: inline-block;
    width: 13%;
    margin: 50px auto 30px auto;
    padding: 12px 20px;
    font-size: 1.3rem;
    font-weight: bold;
    text-align: center;
    color: white;
    background: #CF9033;
    border-radius: 10px;
    text-decoration: none;
    transition: background 0.3s ease-in-out, box-shadow 0.3s ease-in-out;
}

.custom-button2 i{
    font-size: 17px;
}

.logo-icon3{
    margin-left: 38px;
    width: 200px;
  }


  .logo-icon4{
    width: 250px;
    margin-bottom: 23px;
    margin-left: 13px;
  }

  .logo-icon5{
    margin-left: 50px;
    margin-bottom: 19px;
    width: 200px;
  }

  .custom-button3 {
    display: inline-block;
    width: 56%;
    margin: 50px auto 30px auto;
    padding: 12px 20px;
    font-size: 1.3rem;
    font-weight: bold;
    text-align: center;
    color: white;
    background: #CF9033;
    border-radius: 10px;
    text-decoration: none;
    transition: background 0.3s ease-in-out, box-shadow 0.3s ease-in-out;
}

.custom-button3 i{
    font-size: 17px;
}

.debt-support-section {
    background: white;
    color: #212529;
    text-align: center;
    padding: 60px 20px 50px 20px;
}

.debt-support-content{
    margin: 0 auto;
    width: 100%;
    max-width: 1083px;
}

.debt-support-section h2{
    margin-top: -50px;
    margin-bottom: 55px;
    font-size: 2.5rem;
}

.debt-resources-wrapper{
    max-width: 1100px;
    margin: 0 auto;
    width: 100%;
    display: flex;
    gap: 20px;
    color: #212529;
}

.debt-resources-wrapper strong{
    font-size: 1.3rem;
    color: #CF9033;
}

.debt-resource{
    display: flex;
        background-color: white;
        width: 28%;
        border-radius: 23px;
        padding: 20px;
        text-align: start;
        flex-direction: column;
        gap: 30px;
}    

.debt-resource p{
    font-weight: normal;
    font-family: 'AxiformaReg', sans-serif;
}

.logo-icon6{
    width: 308px;
  }


  .logo-icon7{
    width: 307px;
    margin-left: 1px;
  }

  .logo-icon8{
    margin-left: 0px;
    width: 307px;
  }

  .custom-button4 {
    display: inline-block;
    width: 56%;
    margin: 50px auto 30px auto;
    padding: 12px 20px;
    font-size: 1.3rem;
    font-weight: bold;
    text-align: center;
    color: white;
    background: #CF9033;
    border-radius: 10px;
    text-decoration: none;
    transition: background 0.3s ease-in-out, box-shadow 0.3s ease-in-out;
}


/* Stack them on smaller screens */
@media (max-width: 768px) {
    .debt-1 {
        display: flex !important;
        background-color: #fbfbfb !important;
        width: 90% !important;
        border-radius: 10px !important;
        padding: 20px !important;
        text-align: start !important;
        flex-direction: column !important;
        gap: 30px !important;
    }

    .debt-wrapper-right {
        width: 100% !important;
        flex-direction: column !important;
        display: flex !important;
        gap: 20px !important;
        color: #212529 !important;
    }

    .custom-button2 {
        display: inline-block !important;
        width: 38% !important;
        margin: 50px auto 30px auto !important; 
        padding: 12px 20px !important;
        font-size: 1.3rem !important;
        font-weight: bold !important;
        text-align: center !important;
        color: white !important;
        background: #CF9033 !important;
        border-radius: 10px !important;
        text-decoration: none !important;
        transition: background 0.3sease-in-out, box-shadow 0.3sease-in-out !important;
    }

    .logo-icon3{
        margin-left: 75px !important;
        width: 200px !important;
      }
    
    
      .logo-icon4{
        width: 250px !important;
        margin-bottom: 23px !important;
        margin-left: 54px !important;
      }
    
      .logo-icon5{
        margin-left: 89px !important;
        margin-bottom: 19px !important;
        width: 200px !important;
      }

      .debt-resources-wrapper {
        max-width: 1100px !important;
        margin: 0 auto !important;
        width: 100% !important;
        display: flex !important
    ;
        flex-direction: column !important;
        gap: 20px !important;
        color: #212529 !important;
    }

    .debt-resource {
        display: flex !important;
        width: 90% !important;
        background-color: white !important;
        border-radius: 23px !important;
        padding: 20px !important;
        text-align: start !important;
        flex-direction: column !important;
        gap: 30px !important;
    }

    .logo-icon6 {
        margin-left: 4px !important;
        width: 340px !important;
    }

    .logo-icon7 {
        margin-left: 4px !important;
        width: 340px !important;
    }

    .logo-icon8 {
        margin-left: 4px !important;
        width: 340px !important;
    }

    .hero-debt-page h2 {
        font-size: 3rem;
        max-width: 700px;
        margin: 26px auto 50px auto;
    }

    .hero3-debt-page h2 {
        font-size: 2rem;
        max-width: 95%;
    }
  }


/*************************************
**************************************
********* DEBT ADVICE PAGE **********
**************************************
*************************************/

/*************************************
**************************************
********* FAQs  PAGE **********
**************************************
*************************************/

/* FAQ Section */

/* FAQ Header Section */
.faq-header {
    text-align: center;
    padding: 150px 100px 1px 100px;
    background: linear-gradient(to bottom, #fff2df 100px, #ffffff 300px);
}

.faq-header h1 {
    font-size: 4rem;
    color: #212529;
    margin-bottom: 10px;
}

.faq-header p {
    font-size: 1.5rem;
    color: #212529;
}


.faq-section {
    background-color: white;
    text-align: center;
    display: flex;
    padding: 50px 150px 100px 150px;
    flex-direction: column;
    justify-content: center;
    align-items: center;
}

.faq-section h2 {
    font-size: 2.5rem;
    color: #212529;
    margin-bottom: 60px;
}

.faq-fees-section {
    background-color: #212529;
    text-align: center;
    display: flex;
    padding: 50px 150px 100px 150px;
    flex-direction: column;
    justify-content: center;
    align-items: center;
}

.faq-fees-section h2 {
    font-size: 2.5rem;
    color: #fff2df;
    margin-bottom: 60px;
}

.faq-payments-section {
    background-color: white;
    text-align: center;
    display: flex;
    padding: 50px 150px 100px 150px;
    flex-direction: column;
    justify-content: center;
    align-items: center;
}

.faq-payments-section h2 {
    font-size: 2.5rem;
    color: #212529;
    margin-bottom: 60px;
}

.faq-trouble-section {
    background-color: #212529;
    text-align: center;
    display: flex;
    padding: 50px 150px 100px 150px;
    flex-direction: column;
    justify-content: center;
    align-items: center;
}

.faq-trouble-section h2 {
    font-size: 2.5rem;
    color: #fff2df;
    margin-bottom: 60px;
}

.faq-account-security-section {
    background-color: white;
    text-align: center;
    display: flex;
    padding: 50px 150px 100px 150px;
    flex-direction: column;
    justify-content: center;
    align-items: center;
}

.faq-account-security-section h2 {
    font-size: 2.5rem;
    color: #212529;
    margin-bottom: 60px;
}


/* FAQ Container Styling */
.faq-wrapper {
    display: flex;
    flex-direction: column;
    gap: 15px; /* 30px spacing between each question */
    width: 100%;
    max-width: 1200px;

}

/* FAQ Item */
.faq-box {
    background: #fbfbfb;
    padding: 10px;
    border: 1px solid transparent;
    border-radius: 10px;
    overflow: hidden;
}

.faq-box:hover {
    border: 1px solid #CF9033;
    color: white;
}

/* FAQ Question Button */
.faq-toggle {
    width: 100%;
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-family: 'Axiforma';
    background: transparent;
    color: #212529;
    font-size: 1.2rem;
    font-weight: bold;
    padding: 15px;
    border: none;
    cursor: pointer;
    text-align: left;
    border-radius: 10px;
    transition: background 0.3s ease-in-out;
}

.faq-toggle i {
    transition: transform 0.3s ease-in-out;
    font-size: 14px;
}

/* Rotate chevron when FAQ is expanded */
.faq-box.active .faq-toggle i {
    transform: rotate(180deg);
}

/* FAQ Answer (Initially Hidden) */
.faq-response {
    display: none;
    padding: 15px;
    font-size: 1rem;
    color: #212529;
    background: #fbfbfb;
    border-radius: 0 0 10px 10px;
    text-align: left;
    font-family: 'AxiformaReg', sans-serif;
}

/* Expandable FAQ Animation */
.faq-box.active .faq-response {
    display: block;
    animation: fadeIn 0.5s ease-in-out;
}

/* Button to View More FAQs */
.faq-more-button {
    margin-top: 40px;
    font-family: 'Axiforma';
    padding: 12px 20px;
    font-size: 1.1rem;
    font-weight: bold;
    color: white;
    background: #CF9033;
    border: none;
    border-radius: 20px;
    cursor: pointer;
    transition: background 0.3s ease-in-out;
}

.faq-more-button:hover {
    background: #212529;
}

/* Smooth Fade-in Effect */
@keyframes fadeIn {
    from {
        opacity: 0;
        transform: translateY(-10px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@media (max-width: 768px) {

    .faq-header {
        text-align: center;
        padding: 150px 20px 1px 20px;
    }

    .faq-section {
        background-color: white;
        text-align: center;
        padding: 50px 10px !important;
    }

    .faq-section h2 {
        font-size: 2rem;
        color: #212529;
        margin-bottom: 60px;
    }

    .faq-fees-section {
        text-align: center;
        padding: 50px 10px !important;
    }
    
    .faq-fees-section h2 {
        font-size: 2rem;
        margin-bottom: 60px;
    }
    
    .faq-payments-section {
        background-color: white;
        text-align: center;
        padding: 50px 10px !important;
    }
    
    .faq-payments-section h2 {
        font-size: 2rem;
        color: #212529;
        margin-bottom: 60px;
    }
    
    .faq-trouble-section {
        text-align: center;
        padding: 50px 10px !important;
    }
    
    .faq-trouble-section h2 {
        font-size: 2rem;
        margin-bottom: 60px;
    }
    
    .faq-account-security-section {
        background-color: white;
        text-align: center;
        padding: 50px 10px !important;
    }
    
    .faq-account-security-section h2 {
        font-size: 2rem;
        color: #212529;
        margin-bottom: 60px;
    }
    
}


/*************************************
**************************************
********* FAQs PAGE **********
**************************************
*************************************/

/*************************************
**************************************
********* COMPLAINTS PAGE **********
**************************************
*************************************/


.complaint-header {
    text-align: center;
    padding: 150px 100px 75px 100px;
    background: linear-gradient(to bottom, #fff2df 100px, #ffffff 500px);
}

.complaint-header h1 {
    font-size: 4rem;
    color: #212529;
    margin-bottom: 10px;
}

.complaint-header p {
    font-size: 2rem;
    color: #212529;
}

.logo-icon-cca{
    width: 208px;
}

.external-button{
    margin-top: 70px;
    font-family: 'Axiforma';
    width: 100%;
    height: 72px;
    padding: 12px 20px;
    font-size: 1.1rem;
    font-weight: bold;
    color: 260448;
    background: #FBFBFB;
    border: 1px solid #CF9033;
    border-radius: 20px;
    cursor: pointer;
    transition: background 0.3sease -in-out;
}

.external-button:hover {
    background: #CF9033;
    color: white;
}

@media (max-width: 768px) {


.complaint-header {
    text-align: center;
    padding: 150px 20px 75px 20px;
}

.complaint-header h1 {
    font-size: 3rem;
    color: #212529;
    margin-bottom: 10px;
}

.debt-support-section {
    padding: 0px 20px 50px 20px;
}

.container-debt3 {
    display: flex;
    flex-direction: column;
    gap: 40px;
    max-width: 90%;
    justify-content: space-between;
    margin: 0 auto;
}

}

/*************************************
**************************************
********* COMPLAINTS PAGE **********
**************************************
*************************************/

/*************************************
**************************************
********* CONTACT PAGE **********
**************************************
*************************************/

/* Contact Options Section */
.contact-options {
    display: flex;
        flex-direction: column;
        text-align: center;
        padding: 50px 20px;
        background-color: white;
}

.contact-container a{
    color: #CF9033;
}

.contact-container {
    flex: 1;
    display: flex;
    justify-content: center;
    align-items: center;
    max-width: 1200px;
    margin: auto;
    gap: 30px;
}

.contact-box {
    flex: 1;
    text-align: center;
    padding: 0px;
}

.contact-box-call {
    flex: 1;
    text-align: center;
    padding: 0px;
    margin-top: 10px;
}

.contact-box-agent {
    flex: 1;
    text-align: center;
    padding: 0px;
    margin-top: -46px;
}

.contact-box-portal {
    flex: 1;
    text-align: center;
    padding: 0px;
    margin-top: -75px;
}

.contact-icon {
    font-size: 40px;
    color: #CF9033;
    margin-bottom: 10px;
}

.contact-box h3 {
    font-size: 20px;
    font-weight: bold;
    color: #333;
    margin-bottom: 10px;
}

.contact-box p {
    font-size: 16px;
    color: #555;
    margin-bottom: 20px;
}

.contact-button {
    display: inline-block;
    background-color: #CF9033;
    color: white;
    padding: 10px 25px;
    border-radius: 25px;
    font-size: 16px;
    font-weight: bold;
    text-decoration: none;
    transition: background 0.3s ease-in-out;
}

.contact-button:hover {
    background-color: #212529;
}

.contact-divider {
    width: 2px;
    height: 100px;
    background-color: #ddd;
}

.faq-link {
    margin-top: 20px;
    font-size: 16px;
    color: #555;
}

.faq-link a {
    color: #CF9033;
    font-weight: bold;
    text-decoration: none;
}

.faq-link a:hover {
    text-decoration: underline;
}

/* Responsive Design */
@media (max-width: 768px) {
    .contact-container {
        flex-direction: column;
        gap: 20px;
    }

    .contact-divider {
        display: none;
    }

    .faq-header p {
        font-size: 1.5rem;
    }

    .contact-box-agent {
        margin-top: 0px;
    }

    .contact-box-portal {
        flex: 1;
        text-align: center;
        padding: 0px;
        margin-top: 0px;
    }
}


/*************************************
**************************************
********* CONTACT PAGE **********
**************************************
*************************************/


.image-section-privacy {
    width: 100%;
    background-color: white;
    padding: 60px 20px;
    display: flex;
    justify-content: center;
}

.image-wrapper-privacy {
    max-width: 900px;
    background: white;
    padding: 40px;
    border-radius: 10px;
    box-shadow: 0px 4px 10px rgba(0, 0, 0, 0.1);
}

.text-container-privacy h2 {
    font-size: 2.2rem;
    font-weight: bold;
    color: #212529;
    text-align: left;
    margin-bottom: 20px;
}

.text-container-privacy h3 {
    font-size: 1.5rem;
    font-weight: bold;
    color: #CF9033;
    margin-top: 20px;
}

.text-container-privacy p {
    font-size: 1rem;
    color: #333;
    line-height: 1.6;
    margin-bottom: 10px;
    font-family: 'AxiformaReg';
}

.text-container-privacy ul {
    padding-left: 20px;
    font-family: 'AxiformaReg';
}

.text-container-privacy ul li {
    margin-bottom: 5px;
    font-family: 'AxiformaReg';
}

.text-container-privacy table {
    width: 100%;
    border-collapse: collapse;
    margin-top: 20px;
    font-family: 'AxiformaReg';
}

.text-container-privacy table, th, td {
    border: 1px solid #ddd;
    padding: 10px;
    text-align: left;
}

.text-container-privacy th {
    background-color: #CF9033;
    color: white;
    font-weight: bold;
}

.text-container-privacy a {
    color: #CF9033;
    text-decoration: none;
}

.text-container-privacy a:hover {
    text-decoration: underline;
}


/* Cookie Banner Styling */
#cookie-banner {
    display: none;
    visibility: hidden;
    opacity: 0;
    transition: opacity 0.3s ease-in-out;
    position: fixed;
    bottom: 4px;
    left: 265px;
    transform: translateX(-50%);
    width: 38%;
    background: white;
    color: #212529;
    padding: 20px;
    font-family: 'AxiformaReg', sans-serif;
    text-align: center;
    font-size: 0.7rem;
    border-radius: 10px;
    box-shadow: 0px 4px 10px rgba(0, 0, 0, 0.2);
    z-index: 9999;
    transition: opacity 0.3s ease-in-out;
}

.cookie-banner-content h3 {
    margin: 0 0 10px;
}

.cookie-banner-content ul {
    text-align: center;
    padding-left: 20px;
}

.cookie-buttons {
    margin-top: 15px;
}

.cookie-btn {
    border: none;
    border-radius: 30px;
    padding: 10px 20px;
    font-family: 'Axiforma', sans-serif;
    font-weight: 600;
    font-size: 1rem;
    cursor: pointer;
    transition: transform 0.3s ease, background 0.3s ease;
    margin: 5px;
}

.cookie-accept {
    background: #CF9033;
    color: white;
}

.cookie-accept:hover {
    background: #212529;
    transform: scale(1.05);
}

.cookie-decline {
    background: #ddd;
    color: #212529;
}

.cookie-decline:hover {
    background: #bbb;
    transform: scale(1.05);
}

.cookie-settings {
    background: #f8f8f8;
    color: #212529;
}

.cookie-settings:hover {
    background: #e0e0e0;
}

/* Cookie Settings Modal */
#cookie-settings-modal {
    display: none;
    position: fixed;
    bottom: -46px;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 95%;
    max-width: 309px;
    background: white;
    padding: 20px;
    border-radius: 10px;
    box-shadow: 0px 4px 10px rgba(0, 0, 0, 0.2);
    z-index: 10000;
}

.cookie-settings-content h3 {
    margin: 0 0 10px;
}

.cookie-close {
    background: red;
    color: white;
}

.cookie-close:hover {
    background: darkred;
}

@media (max-width: 768px) {
#cookie-banner {
    display: none;
    visibility: hidden;
    opacity: 0;
    transition: opacity 0.3sease-in-out;
    position: fixed;
    bottom: 24px;
    left: 49.5%;
    transform: translateX(-50%);
    width: 84%;
    /* max-width: 900px; */
    background: white;
    color: #212529;
    padding: 20px;
    font-family: 'Axiforma', sans-serif;
    text-align: center;
    border-radius: 10px;
    box-shadow: 0px 4px 10px rgba(0, 0, 0, 0.2);
    z-index: 9999;
    transition: opacity 0.3sease-in-out;
}
}

/* Full-width Dropdown */
.dropdown-menu.wide-dropdown {
    width: 100%;
    left: 0;
    top: 100%;
    display: flex;
    background: #fff2df;
    padding: 20px 0px;
    border-radius: 0;
    z-index: 999;
    border-top: 0.1px solid #CF9033;
    box-shadow: 0px 4px 10px rgba(0, 0, 0, 0.1);
    
}

.dropdown-left, .dropdown-right {
    flex: 1;
}

.dropdown-left h3 {
    color: #CF9033;
    font-size: 2.5rem;
    margin: 0;
}

.dropdown-links {
    margin: 30px 0px 24px 0px;
    list-style: none;
    display: flex;
    padding: 0;
    margin: 0;
    gap: 70px;
}


.dropdown-links a {
    position: relative; /* ✨ Make underline position relative to the link */
    display: flex;
    align-items: center;
    gap: 0px;
    color: #212529;
    text-decoration: none;
    font-weight: 600;
    transition: color 0.3s ease;
}


.dropdown-links a::after {
    content: "";
    position: absolute;
    bottom: -4px;
    left: 0;
    width: 100%;
    height: 2px;
    background-color: #CF9033; /* underline color */
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.3s ease-in-out;
}

.dropdown-links a:hover::after {
    transform: scaleX(1);
}

.dropdown-links a i {
    color: #ffffff;
    font-size: 1rem;
}

.dropdown-links a:hover {
    color: #86308B;
}

.dropdown-left{
    display: flex;
        justify-content: center;
        align-items: center;
        border-right: 1px solid #CF9033;
}

.dropdown-right{
    display: flex;
    justify-content: center;
    align-items: center;
    padding: 35px 0px;
}

header.active-dropdown {
    background-color: #fff2df !important;
    backdrop-filter: none !important;
}

.grayscale {
    filter: grayscale(100%);
}

.invert {
    filter: invert(100%);
}

.high-contrast {
    background-color: #212529 !important;
    color: yellow !important;
}

#accessibility-toolbar {
    position: fixed;
    top: 50px;
    right: 20px;
    background: white;
    padding: 10px;
    border: 1px solid #ddd;
    border-radius: 10px;
    z-index: 9999;
}

#accessibility-toolbar button {
    display: block;
    margin: 5px 0;
    width: 100%;
}